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At Lifequotes your right to privacy has always been important to us. This document explains why we collect your personal information and how we may use or disclose that information. We collect information about you to provide insurance products and services to you. We usually collect personal information such as name, age, contact details, payment details, occupation, family and medical history, and employment information. The full details of the types of personal information we collect can be found in the questions we ask and/or in the forms we ask you to complete. In some situations we may collect your personal information from a third party, such as your accountant, solicitor or financial services provider. We will only do so with your consent and also only when we are required to do so in relation to an application for insurance. If you do not provide information sought by an insurer from time to time, it may affect their ability to provide you with and administer their products or services. You are required by insurance law to disclose all relevant information on the appropriate forms when you apply for insurance. Please refer to your application form for further details of this duty, and the consequences of not complying with this duty. We only use your personal information to manage and administer all products and services we provide to you including providing you with information about other products or services that may be of benefit to you. Depending on the type of product or service we provide to you, we may need to disclose your information to certain third parties. If we do this we require these parties to protect your information in the same way we do. The types of organisations we may need to disclose your personal information to (as necessary only) include: · external service providers that provide financial, legal, administrative or other services in connection with the operation of our business (for example insurers, auditors, claims investigators, compliance consultants or mailing/archiving services for document mailing services and secure storage); · Insurers for the purpose of assessing your application or claim; · government agencies (as part of our regulatory or statutory obligations); · your personal representative with your consent. Your health or medical information will only be disclosed (as necessary only) to service providers or authorised personnel who are directly involved in the assessment or administration of your application or claim. Your personal information will not be used or disclosed for any purpose without your consent, except where required by law. By completing an application form or any other form, you consent to an insurer collecting, using, disclosing and handling your personal information as set out in this document and their own privacy statement document You can request access to the personal information we hold about you. You may ask us at any time to correct this information where you believe it is incorrect or out of date. There will be no fee for requesting access to your information, however we may charge you the reasonable cost of processing your request. To access personal information we hold about you, or to obtain more information about your rights or our Privacy Policy, please contact:
The
Manager Suite 47, Benson House 2 Benson St
Toowong Qld 4066 |
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All content (unless otherwise stated) is © Copyright 2004 Lifequotes Pty. Ltd. |