TERM INSURANCE
No one likes to thing about dying, unfortunately it happens to many people
early in life and well before adequate financial independence has been
achieved.
It can happen to young families with mortgages and children
to educate, or someone starting their own business. To financially
protect those you care for you can now save maybe many hundreds of dollars
on your life insurance policies.
Term Insurance does not accrue a cash
value, you simply pay the premium for the amount of cover you require and
you only pay the premium for as long as you need the cover.
The cover you will have through Lifequotes
is fully underwritten by major insurers and also has an in built Terminal
Illness Benefit and optional Total and Permanent Disablement cover.
If you are an ex-smoker who has been
smokefree at least 90 days you are now eligible for non-smoker rates on term
& total and permanent disablement insurance.
For your free quote and Product Disclosure Statement, please
click here
TRAUMA INSURANCE
Have you ever thought of what the financial cost might be if you suffered
a major medical condition such as a heart attack, cancer, or a stroke?
The cost of the best medical treatment possible, loss of income, and
recovery time could be crippling - adding to the immense burden.
Unfortunately, since the turn of the
century the incidence of heart attack, cancer, and stroke has increased
significantly. On the positive side, modern medical treatment is helping
people to recover from these problems, and live longer.
Trauma insurance pays you the sum insured
on diagnosis of many defined major medical and surgical events.
Now you don't have to die to receive
payment. Trauma cover will provide cash so that you can decide your
future without money worries.
Our Trauma cover includes death cover and
also optional Total and Permanent Disablement.
For your free quote and Product
Disclosure Statement, please
click here
INCOME PROTECTION INSURANCE
In today's fast moving world, very few of us could withstand a long period
without income. Each month the bills will continue to come in.
Income Protection insurance allows you to
insure up to 75% of your earned income after business expenses. You may
also choose from a range of waiting and payment periods.
Generally, premiums paid for Income Protection insurance is a
tax deduction each year. However when deciding on your cover remember that
any benefits you receive must be included as assessable income.
For your free quote and Product
Disclosure Statement, please
click here
BUSINESS EXPENSES INSURANCE
Provides financial protection in the
event of total disability caused by illness or injury. For those running
their own businesses certain business expenses must be met even if you
are unable to generate income. To help you meet those regular business
expenses this type of insurance will help pay such fixed commitments as
rent,
mortgage interest, depreciation, rates, utilities, telephone,
accounting, non-income producing employees wages, and many other costs
which may be pertinent to your business.
For your free quote
and Product Disclosure Statement, please
click here.
Lifequotes does not
give personal advice as to the level of cover or how appropriate
the particular financial product is to your needs..
